Address data for every stage of the insurance lifecycle
Accurate address data from first quote to final claim
Trusted by insurers, brokers & MGAs
One Integration, Every Line Of Business
Personal Insurance
Validated addresses at quote: cleaner data in your systems from day one.
Where it's used
- Postcode lookup on quote forms
- UPRN-linked flood & subsidence data
- Address validation at renewal, MTA & claims
Commercial Insurance
Accurate premises data for every commercial risk. From single sites, to multi-property portfolios and landlord blocks.
Where it's used
- Multi-site risk schedule population
- Public & employers liability - premises validation
- Commercial property - address cleansing & enrichment
Better Risk Data, Faster Journeys, Persistent IDs
Better Data At Source
Errors at quote compound through the lifecycle. Validated addresses mean less manual correction at renewal and claims.
Faster Quote Journeys
Fewer keystrokes, fewer drop-offs, especially on mobile, where home insurance quotes are increasingly started.
A Unique Identifier
Every address includes its UPRN, the unique identifier for each property. Match records across systems and link to third-party risk data.
Rooftop-Precise
Rooftop-precise lat/lng on every address for accurate flood zone lookup, peril scoring, and geographic aggregation.
The Data Points An Insurer Captures, Validated
Beyond Royal Mail PAF
Royal Mail PAF
✓ Included as standardThe Postcode Address File, every deliverable UK address, refreshed daily. The foundation of every lookup.
~32M UK address records • updated daily
AddressBase Premium
Extends beyond PAF to include outbuildings, garages, land parcels, and structures that don't receive post. Full site exposure, not just the front door.
~40M addresses, 100M cross-references
OS NGD
⏱ Coming soonOrdnance Survey's next-generation replacement for AddressBase Premium. The richest building and property data in Great Britain.
Building intelligence • updated daily
Multiple Residence
Royal Mail's MR file adds over 800,000 extra addresses beyond PAF, helping improve unit-level matching and coverage for properties with flats, sub-addresses or multiple occupancies.
~800K additional sub-premises
Not-Yet-Built
Properties approved for construction but not yet in Royal Mail or AddressBase. Essential for new-build home, structural warranty, and accumulation models.
~500K properties under construction
Every Address Comes With Its Unique Identifier
The Unique Property Reference Number (UPRN) is the government's unique identifier for every addressable property in Great Britain.
For insurers it's the key that connects an address to everything else: flood zone, EPC ratings, construction type, VOA records, subsidence risk. One API call, one address, everything anchored to a single identifier that survives ownership changes and system migrations.
LINK TO THIRD-PARTY DATA USING THE UPRN:
50002012147
9 Malyons Road, Hextable, Swanley, BR8 7RE